By: April Daniels
As an independent agent one of the most commonly used phrases when talking about auto insurance is “full coverage.” If you have a vehicle with a loan you need “full coverage”? Does “full coverage” mean you have towing? What deductibles are included in “full coverage”? The problem with that phrase is that it means something different to each individual person! What I prefer to do at Belt Insurance is to break down your coverages by categories and make sure that you have the best coverage in each category.
So, after reading this here is a quiz for you! I’m going to list two customers coverages on their 2015 Ford Focus and you tell me if they have “full coverage” or not.
Now these customers both vary in the amount of coverage they have on their policy, but they could both consider their policies on “full coverage.” It’s important to remember that almost all coverages are optional and can change to your preference. If you have questions about your coverage or want to know more about what you pay for every month call your local agent. We will be happy to assist you in explaining coverages and give you different costs associated with adjusting them!