By: April Daniels
As an independent agent one of the most commonly used phrases when talking about auto insurance is “full coverage.” If you have a vehicle with a loan you need “full coverage”? Does “full coverage” mean you have towing? What deductibles are included in “full coverage”? The problem with that phrase is that it means something different to each individual person! What I prefer to do at Belt Insurance is to break down your coverages by categories and make sure that you have the best coverage in each category.
So, after reading this here is a quiz for you! I’m going to list two customers coverages on their 2015 Ford Focus and you tell me if they have “full coverage” or not.
Now these customers both vary in the amount of coverage they have on their policy, but they could both consider their policies on “full coverage.” It’s important to remember that almost all coverages are optional and can change to your preference. If you have questions about your coverage or want to know more about what you pay for every month call your local agent. We will be happy to assist you in explaining coverages and give you different costs associated with adjusting them!
4/24/2018 05:34:51 am
Basically, 'full coverage' auto insurance does not exist in reality. It is an automotive expression that is wielded to refer to the merger of collision coverage and comprehensive coverage. Collision coverage helps in paying for the damages to the automobile in the event of a car crash. Whereas comprehensive coverage compensates the loss due to ruination, theft etc. Various auto insurance policies are available in the market. You can choose any scheme fitting to your spreadsheet and requirement.
7/2/2018 05:56:25 am
When people talk about "full coverage" car insurance they usually refer to a combination of coverage that help to protect a vehicle. But, there is really no such thing as "full coverage" for a car. Full coverage is an automotive expression that refers to the combination of collision and comprehensive coverage. Collision coverage helps to repair or replace a vehicle in case it is damaged due to collision with another vehicle or any object while comprehensive coverage in case it is stolen or damaged due to hail, animal damage, vandalism etc.
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